Uninsured Motorcycle Accidents
Motorcycles are a popular mode of transportation in Florida. When there is limited protection or when basic rules of the road are not followed, motorcycle accidents, particularly collisions with no insurance, can occur. Under Florida law, all road users are required to have motorcycle insurance, which provides coverage for accidents or death. However, not all motorcycle and car drivers have insurance. Therefore, after an accident, they must contact Orlando uninsured motorcycle accident lawyers for help in resolving the issue. Under state law, this situation will be treated as an uninsured motorcycle accident.
Uninsured Motorcycle Accident Lawyer in Orlando
If you have been involved in a car accident with an uninsured motorcycle, you may be able to receive compensation payments after our Orlando lawyer thoroughly reviews your case. Under Florida law, all road users, including out-of-state residents, must have minimum insurance coverage of $10,000 (PIP) for an accident. An underinsured motorist cannot fully cover your expenses for economic or non-economic damages. In this situation, an attorney will carefully review your case of driving with no insurance coverage and offer you the best possible solution.
The Importance of an Uninsured Motorist Policy
Under Florida law, a motorcyclist is not required to have PIP or PDL insurance (insurance coverage provides for a minimum $10,000 settlement). In this case, the driver is recognized as an Orlando uninsured motorcycle driver and does not need to prove that his injuries are irreversible in order to be reimbursed later. However, the motorcycle driver is required to be an underinsured motorist, with proof of the appropriate type of insurance certificate. This is because motorcyclists additionally have a passenger car, which is covered by insurance. In the case of no insurance, this type of insurance will be taken into account to settle financial issues. In all other cases, the issue of uninsured drivers in Orlando will be determined from the victim’s case. If you are in this situation, please bring your case to our attorney for advice on how to proceed.
Legal Options
A motorcyclist with no insurance coverage has the same rights as those who have been hurt in a car accident. Importantly, you must file your claim within four years from the date of the accident. This deadline is mandatory in Florida for uninsured claims. In addition, you can prove the other party’s liability in an Orlando uninsured motorcycle accident by the following.
- The accident was the fault of the manufacturer of the motorcycle, which allowed defects in the production of the vehicle. In this case, a claim is filed against the motorcycle manufacturer.
- The roads were in improper condition, and the degree of culpability of the state authorities is determined. The lawsuit is filed against the authorities in the state or county where the accident occurred.
- You were operating a commercial motorcycle while performing tasks for your employer. In this case, the accident will determine the degree of fault of the employer. The claim is filed against the employer.
There are additional situations that can determine your status as an innocent uninsured motorcyclist. Your legal defense is based on the fact that Florida has a “no-fault” law for obtaining compensation after an accident. Contact our lawyer for an explanation of your rights under no insurance coverage and your options for recovering damages by filing a claim with your insurance company based on your existing PIP policy.
Uninsured Motorcycle Accident FAQs
What rights and options does an uninsured motorcyclist involved in a motorcycle accident have? Attorneys at our law firm answer popular questions.
What are the insurance requirements for motorcyclists in Orlando?
Motorcyclists are not required to have PIP insurance, though Florida law does recommend having this insurance for motorcycle accidents in Orlando. It is recommended that you have extended PIP coverage that will settle the financial issue of everyone involved in the incident.
Who is responsible for medical bills in a motorcycle accident without insurance?
Whoever is found at fault in a motorcycle accident will be responsible for the costs of the medical bills. In Florida, the rule of guilty plea applies to the driver who is proven to be more than 50% at fault for the accident. Get a lawyer’s advice on how to get proper compensation for medical bills.
What is the penalty for riding a motorcycle without insurance in Orlando?
Technically, there is no penalty for not having motorcycle insurance in Florida. However, according to The Statute Florida 2021 Paragraph 323.03 (4), a motorcyclist must take a course to be issued a license to operate a motorcycle. If it is found that the motorcyclist did not have such a license, there will be a second-degree penalty. Along with this, there is a recommendation that the motorcyclist have PIP insurance (preferably extended), which also applies to motorists. In the event of a car accident, all medical expenses can be recovered from this type of insurance certificate. Our lawyer can help you understand the intricacies of PIP or PDL insurance.
Call a Lawyer to Discuss Compensation After a Motorcycle Accident in Orlando
For the uninsured motorcycle driver, there are great risks of loss due to an accident with a car, another motorcyclist, pedestrians, etc. Each accident has its unique characteristics. Call our lawyer, who will review your case and help you develop a further plan of action with the insurance company or the party at fault in the accident.
Get a Free Consultation
Our car or motorcycle accident lawyers help all parties involved in an accident. Even if you were uninsured, our attorney will give you a free consultation and tell you what your next steps should be so that you can get the compensation you deserve.
Today
Contacts
THE NUNEZ LAW FIRM ORLANDO LOCATION
(407) 264-8773
TheNunezLawFirm@gmail.comWe are open Monday-Friday 9am-5pm.