Florida’s No-Fault Law defines a “motor vehicle” for PIP purposes as a self-propelled vehicle with four or more wheels. Standard PIP benefits therefore generally do not cover injuries sustained while a person is occupying a motorcycle
Injured in an Orlando motorcycle crash? The Nunez Law Firm investigates fault, preserves evidence, reviews insurance, and documents injuries and losses
Serious injuries or disputed fault deserve early review
Legal review can be useful when the rider or passenger is seriously injured, fault is disputed, the other driver has limited insurance, a commercial vehicle is involved, or important evidence may disappear. Early investigation can help preserve video, witness information, motorcycle damage, vehicle evidence, and insurance records
Motorcycle claims are different from ordinary PIP claims
Standard Florida PIP benefits generally do not cover injuries sustained while a person is occupying a motorcycle. Available coverage depends on the applicable policy language
Vehicle position, right of way, visibility, video, witnesses, and roadway conditions may all affect the fault analysis
A vehicle turns across a motorcycle’s path at an intersection, driveway, or entrance
A driver moves into an occupied lane or forces a rider from the roadway
A rider is struck from behind or fault is disputed after a slowdown or stop
The dispute involves a signal, stop sign, failure to yield, or turning movement
Phone use, inattention, delayed braking, or failure to see the motorcycle may require investigation
Trucks, delivery vehicles, debris, construction, or roadway conditions can add parties and evidence issues
Video may be overwritten and a damaged motorcycle may be repaired, sold, or salvaged before a claim is resolved.
Florida’s No-Fault Law defines a “motor vehicle” for PIP purposes as a self-propelled vehicle with four or more wheels. Standard PIP benefits therefore generally do not cover injuries sustained while a person is occupying a motorcycle
In negligence actions governed by Florida § 768.81, damages can be reduced by the rider’s percentage of fault. A party found more than 50% at fault for his or her own harm may not recover damages in an action to which the statute applies
Florida permits a person over 21 to ride without protective headgear if the statutory medical-benefit coverage requirement is satisfied. Helmet nonuse does not establish who caused the collision. In a head-injury case, evidence that helmet nonuse contributed to the injury may become a comparative-negligence issue
For negligence causes of action accruing after March 24, 2023, Florida generally provides a two-year limitations period. Claims accruing before March 24, 2023 may be governed by the prior limitations period. Claims involving government entities can also have separate presuit requirements
There is no standard settlement amount. Recoverable damages depend on liability, medical evidence, insurance coverage, comparative fault, financial loss, and the long-term effects of the injuries
Uninsured or underinsured motorist coverage may become important. Whether it applies depends on the policy, insured status, available limits, stacking provisions, and any valid written selection or rejection.
See the Florida UM/UIM Coverage Guide
A fatal crash requires a separate wrongful death analysis. Florida law provides that the personal representative brings the action for the benefit of survivors and the estate under the Wrongful Death Act. Florida generally provides a two-year limitations period for a wrongful death action
For broader motor-vehicle claim information, see Florida Car Accident Lawyer . For insurance issues involving an uninsured or underinsured driver, see the Florida UM/UIM Coverage Guide
Free case assessment. No attorney’s fee unless there is a recovery. Clients may be responsible for case costs as provided in the written representation agreement.
Not every crash requires representation. Legal review can be useful when injuries are serious, fault is disputed, evidence may disappear, insurance is unclear, or several parties may share responsibility.
Standard Florida PIP benefits generally do not cover injuries sustained while a person is occupying a motorcycle. Other available coverage depends on the applicable policies.
Potentially. Florida § 768.81 can reduce damages according to the rider's percentage of fault. In an applicable negligence action, recovery is barred if the rider is found more than 50% at fault for his or her own harm.
Potentially. Helmet use does not determine who caused the collision. In a head-injury case, evidence that helmet nonuse contributed to the injury can become a comparative-negligence issue.
For negligence causes of action accruing after March 24, 2023, Florida generally provides two years. Claims accruing before that date or involving government entities require separate review.
Value depends on fault, injury severity, medical evidence, future needs, lost income, insurance coverage, and the lasting effects of the crash.
Contact The Nunez Law Firm for a free case assessment. We can review what happened, identify the immediate issues, and explain the next steps available for your claim. There is no obligation to proceed after the initial assessment
Attorney-fee and case-cost terms are governed by the written representation agreement
